1. Acceptance of Terms
By accessing the SCC WARD INC website, submitting an inquiry, requesting a consultation, communicating with our business, or using our services, you agree to these Terms & Conditions and our Privacy Policy.
If you do not agree with these Terms & Conditions, please do not use this website or submit information through our online forms.
2. About SCC WARD INC
SCC WARD INC provides credit assessment and strategy sessions, debt management consulting, credit education and coaching, credit-report review support, financial wellness information, service communications, and customer support.
The scope, availability, schedule, and pricing of services may vary depending on the individual consultation or service requested.
3. Educational Nature and No Guaranteed Results
Information provided through our website, consultations, coaching, workshops, webinars, and educational materials is intended for general educational and informational purposes. It is not a substitute for individualized legal, tax, accounting, or financial advice from a qualified professional.
Credit profiles, creditor responses, credit-reporting information, debt circumstances, and financial outcomes vary by individual. SCC WARD INC does not promise or guarantee a particular credit-score increase, removal of accurate information, debt reduction, approval for credit, financing, or any other specific result or completion period.
Clients remain responsible for reviewing information, making their own financial decisions, and providing accurate and complete details relevant to requested services.
4. Inquiries, Consultations, and Communications
Information submitted through our website may be used to respond to inquiries, provide service information, coordinate consultations or appointments, deliver requested educational resources, communicate credit assessment or service updates, and provide customer support.
Submitting a website form or consultation request does not guarantee acceptance as a client, appointment availability, a particular service, or any specific outcome.
5. SMS Messaging Program
Program Name: SCC WARD INC SMS Program
By voluntarily opting in to receive SMS messages from SCC WARD INC, you consent to receive the categories of text messages you selected at the mobile number you provided.
Marketing messages may include credit education, financial wellness information, service announcements, workshops or webinars, special offers, and occasional promotions.
Non-marketing messages may include inquiry responses, consultation or appointment confirmations and reminders, credit assessment or service updates, requested educational resources, customer support, and other service-related communications.
Message frequency varies.
Message and data rates may apply.
For assistance, reply HELP to a message or contact SCC WARD INC at [email protected] or +1 888-733-3713.
To stop receiving text messages, reply STOP at any time. After opting out, you will no longer receive messages from the applicable SMS program unless you provide consent again.
Wireless carriers are not liable for delayed or undelivered messages.
Participation in the SMS messaging program is optional and is not required as a condition of making a purchase or receiving services.
6. Age Requirement
You must be at least 18 years old to use the SCC WARD INC SMS messaging program. By opting in to receive SMS messages, you confirm that you are 18 years of age or older.
7. SMS Consent
SMS consent applies only to the messaging categories selected by the user. Marketing and non-marketing SMS consent are collected separately where applicable.
SCC WARD INC does not purchase third-party SMS consent or treat the submission of a mobile number alone as consent to receive marketing text messages.
SMS consent is optional and may be withdrawn by replying STOP to applicable text messages.
Additional information regarding how mobile information and SMS consent are handled is available in our Privacy Policy.
8. User Responsibilities
When submitting information through our website or requesting services, you agree to provide information that is accurate and complete to the best of your knowledge.
You are responsible for ensuring that you are authorized to provide any telephone number, email address, credit-related information, documents, personal information, or other details submitted through the website or during a consultation.
You agree to use our website, services, educational resources, and communications responsibly and lawfully.
9. Website Use
You agree not to use this website in any manner that interferes with its operation, attempts to gain unauthorized access to systems or information, distributes malicious software, violates applicable law, misrepresents your identity, or infringes the rights of others.
10. Service Availability
SCC WARD INC may update, modify, discontinue, add, or remove services, educational resources, consultations, workshops, webinars, website features, or communication channels as business operations evolve.
Website content and service descriptions are provided for general informational purposes and do not guarantee that a particular service, resource, appointment time, or program will remain available indefinitely.
11. Payments and Service Arrangements
Where paid consultations, programs, educational resources, or services are offered, applicable pricing and payment requirements will be presented at or before the time of purchase or service confirmation.
Any additional payment, cancellation, rescheduling, or refund terms presented during a specific transaction or scheduling process will apply to that purchase or service arrangement.
12. Third-Party Services and Links
Our website may contain links to third-party websites, credit bureaus, financial institutions, payment providers, scheduling platforms, communication tools, or other independently operated services.
SCC WARD INC is not responsible for third-party websites or services, including their content, decisions, availability, security, terms, or privacy practices.
13. Intellectual Property
Unless otherwise indicated, SCC WARD INC branding, graphics, written content, educational materials, website content, service resources, and other original materials are owned by or licensed to SCC WARD INC.
These materials may not be copied, reproduced, distributed, republished, sold, or used for unauthorized commercial purposes without appropriate permission.
14. Disclaimer of Warranties
To the extent permitted by applicable law, the website, its content, and general educational materials are provided on an "as available" basis without warranties regarding uninterrupted availability, completeness, accuracy, or suitability for every individual circumstance.
Nothing on this website constitutes a guarantee of any specific credit, debt, lending, or financial result.
15. Limitation of Liability
To the extent permitted by applicable law, SCC WARD INC will not be responsible for indirect, incidental, special, or consequential losses arising solely from the use or inability to use this website, its content, or its services.
Nothing in these Terms & Conditions excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
16. Privacy
Use of this website and submission of personal information are also subject to the SCC WARD INC Privacy Policy.
You can review the Privacy Policy at:
17. Changes to These Terms
SCC WARD INC may update these Terms & Conditions from time to time to reflect changes in our services, business practices, website functionality, communications, or applicable requirements.
Updated Terms & Conditions will be posted on this page with a revised effective date.
18. Contact Information
1407 State St.
Harrisburg, PA 17103
United States
Email: [email protected]
Phone: +1 888-733-3713
Website: https://sccwardinc.org/